The lenders listed below are highly qualified loan officers. I have personally work with each of them and found them to do everything in their power to help you reach your goal in getting a home loan. They are friendly, professional and knowledgeable and truly care about you as a client. You will not be treated like a number, but as a person. They have all demonstrated excellent customer service and once you are pre-approved, they will get the loan closed on time as long as you follow these simple rules below once we find your new home and are in escrow!
The key to a smooth escrow period is to truly commit to the following items because one tiny mis-step can make your dream of homeownership come crashing down.
The Ten Commandments to Buying a Home
I. Thou shalt not change jobs, become self-employed or quit your job.
II. Thou shalt not buy a car, truck or van (or you may be living in it!).
III. Thou shalt not use credit cards excessively or let current accounts fall behind.
IV. Thou shalt not spend money you have set aside for closing.
V. Thou shalt not omit debts or liabilities from your loan application.
VI. Thou shalt not buy furniture on credit.
VII. Thou shalt not originate any inquiries into your credit.
VIII. Thou shalt not make large deposits without checking with your loan officer.
IX. Thou shalt not change bank accounts.
X. Thou shalt not co-sign a loan for anyone.